Medicare Dental and Vision | What’s The Coverage?
Medicare dental and vision coverage has been a popular topic in national politics this year. The Biden Administration approved improving access to dental and vision for Medicare beneficiaries in their fiscal year 2022 budget. However, no comprehensive extension of Medicare dental and vision has been passed. Currently, the only way to get better coverage is to pay more, whether it’s through a Medicare plan or through out-of-pocket costs.
Typically, Medicare dental, vision, and hearing coverage is offered by Medicare Advantage plans. However, the extent of the coverage and the value of the benefits vary from plan to plan. In some cases, Medicare beneficiaries covered by traditional Medicare will have private coverage that at least covers the basics of dental and vision checkups. Depending on income level, some beneficiaries have coverage under Medicaid for these services. Unfortunately, this is not the norm.
Those who don’t have a comprehensive Medicare Advantage plan have no real Medicare dental and vision coverage. Instead, they pay out of pocket costs for any and all necessary dental and vision services. Even something as routine as a tooth cleaning can cost hundreds without good Medicare dental and vision coverage. That’s why many are advocating on behalf of Medicare beneficiaries for better dental and vision coverage.
Why Is Medicare Dental and Vision an Important Topic?
So why does Medicare dental and vision matter so much? After all, most of these procedures and checkups are not life-threatening.
What many people don’t consider is that not having Medicare dental and vision means that any problems with your vision or teeth can escalate. Consider a beneficiary with no vision coverage under Medicare. If this person doesn’t have enough money to pay for cataract surgery or new eyeglasses, their issues will only progress. This could mean that they can no longer drive due to poor eyesight, or maybe it’s even dangerous for them to get around the house. Good vision is essential to overall health and wellbeing. Without quality Medicare dental and vision, serious problems can follow.
Medicare dental coverage is also important. Even a healthy set of teeth should get looked at by a dentist twice a year to check for any early signs of decay or gum disease, as well as to scrape off any plaque buildup. Even if you brush and floss twice a day, it’s inevitable that sugar and plaque will build up at least somewhat.
The real problems start once dental issues progress. Did you know that excess bacteria in the mouth is actually linked to heart disease and other illnesses? If your mouth is infected or unclear, bacteria can spread from your mouth, through your bloodstream, and to other parts of your body. If you don’t have Medicare dental and vision, these are the kind of issues that can be caused. That’s why it’s important to look out for comprehensive dental and vision benefits under Medicare. Thankfully, there are external resources to provide assistance.
Where Can I Get Help?
If you are struggling to find Medicare dental and vision coverage, it’s important to contact independent Medicare advisors near you. These advisors are licensed professionals who advocate on your behalf, to get you the plan that works best for you.
Medicare is a complicated process, and you shouldn’t feel like you have to go about it alone. With independent Medicare advisors, you don’t have to. Whether you’re struggling with Medicare dental and vision, switching plans, or enrolling in Medicare, advisors can help. Connect with Medicare advisors near me today.
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